Covers you if you make a mistake or if an unhappy client says you've not done what was agreed – regardless of whether you're actually at fault. It pays for your legal defence, pays to fix whatever's wrong, and pays any compensation. Essential cover for your reputation (and your bank balance).
Read More
Covers allegations and claims made by staff that your business has made them ill or injured them. Legally, businesses with employees has to have employers' liability insurance. ‘Employees' in this case includes volunteers, temps, work experience kids and even people lending a hand.
Read More
Covers the time and money needed to put your business back together following a cyber-attack. This includes the costs of repairing hardware and restoring data, compensating customers, and covering lost income when you're offline.
Read More
Covers you if someone – anyone – claims your business has injured a person or damaged their property. It pays to defend you and compensates the person claiming. Perfect protection against ‘where there's blame there's a claim'.
Read More